Exploring the Future of Finance: FM students visit Munich

(Pressestelle)

Twenty-eight students from Coburg University’s Financial Management  program and related programmes BW and MBW explored how AI, digital currencies, and sustainable finance are shaping the future – through hands-on visits to leading financial and tech institutions in Munich.

In mid-May, 28 students from the Faculty of Business and Economics participated in a three-day study visit to Munich. Organized under the theme “The Future of Finance”, the excursion brought together students from the university’s international MBA in Financial Management and two other business programmes. Led by Prof. Dr. Victor J. Randall, program director for Financial Management, the group visited institutions at the intersection of finance, technology, and policy, including Google, Microsoft, Allianz, UniCredit, Siemens and the Bavarian Parliament. The goal: to explore how emerging technologies and sustainability are reshaping the global financial landscape. “The FM excursion 2025, involved substantial preparation, but proved to be of great value,” Randall said. “The exchange between students from different programmes was mutually enriching.” He also expressed appreciation to the Hochschulverein and the Gesellschaft für Betriebswirtschaft for their financial support of the study visit.

Bridging theory and real-world practice

Topics addressed included Central Bank Digital Currencies (CBDCs), artificial intelligence in finance and insurance, applications of quantum computing, as well as ESG, green finance, and decentralised finance (DeFi). For the participating students, the visit was a perfect opportunity to connect theory with applications. “A powerful experience – aligning theory with practical examples through direct engagement with financial and technology leaders across public, private, and tech sectors,” said FM student Abhishek Garg. Madhuri Shelar highlighted sessions on AI, sustainability, and digital innovation: “Each visit offered practical insights that bridged the gap between theory and real applications.” She added that this experience deepened her understanding of the evolving finance landscape. Ali Norouzi noted the opportunity to explore how institutions respond to global financial transformation: „It was a chance to deepen our understanding, ask critical questions, and explore how academic concepts are applied in real-world contexts.”

Observe, absorb, and grow

Shweta Bhingare remarked that representatives at each organisation were highly considerate and engaged deeply with the students‘ questions. „This sparked our curiosity and enhanced our understanding of current trends and innovations in finance, technology, and public policy.“ She summed up the experience in three words: „Observe, absorb, and grow“.

The Study Visit to Munich reinforced the idea that finance today is not just about numbers but about shaping a sustainable, inclusive future.